tmlfinance

Motor Vehicles Manufacturer Choose TML Loan for Management Buyout

Wed, 01 Mar 2023 16:45:00 GMT

The Client.

A Scotland-based company that has manufactured motor vehicles since 1998 approached us looking for assistance in October 2019. They required a loan for a management buy-out , as the existing owner was retiring and the managers were in a good position to take over the business.

The Requirement.

The client needed a business loan with a quick turnaround - ideally within a month. The managers needed to purchase the controlling share of the company quickly with the existing owner leaving.

The Solution.

TML achieved an unsecured business loan for this client of £350,000 , the full amount required. It was delivered rapidly; the loan was applied for in October and the loan was complete by the end of November. A payment plan of five years was set.

The Benefits.

The unsecured business loan enabled us to meet this clients requirements when it came to a quick turnaround and the rates and terms available. It also enables the client to get the finance they need without fixing the loan to their assets or property.

The quick turnaround meant that the business shares could seamlessly transition to the managers, ensuring business continuity . The 5-year payback period met the clients requirements and allowed them flexibility without a dent in their cash flow.

We are glad to have helped them maintain control over their business , and, as they remain an ongoing client, look forward to assisting them in the future.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

4-Year-Old Glass Business Chooses TML for Fast, Short-Term Business Loan

Tue, 28 Feb 2023 12:06:00 GMT

Here is another example of a positive outcome to think about for your own business. With access to a wide range of lenders and vast experience within our market place we are helping find solutions like this every week for clients - both new and existing.

The Client.

A supplier and installer of glass partitions based in the Midlands, trading for 4 years, came to TML looking for a short-term business loan . We further consulted with them over their requirements to see how we could assist.

The Requirement.

The client required a loan of £200,000 over a short term for debt consolidation and growth. They applied at the end of September and wanted access to the loan quickly. A repayment term of 36 months was requested.

The Results.

We managed to achieve an unsecured loan for the client of the full £200,000 within six days of them first applying. A repayment term of 36 months was set as they required.

The Benefits.

Accessing this loan enabled this client to consolidate their debt quickly, paving the way for new growth. Receiving the loan within six days meant the client could access the funds they needed as soon as they needed them. The repayment term of 36 months prevents a dent in their cash flow and stabilises their growth. The unsecured loan provides both flexibility and security.

We are glad to have helped this client with their financial requirements and look forward to helping them with any future needs. TML offers a range of bespoke finance solutions for your business.

To find out more, contact a member of the team today - we recommend booking a call.

Eight-Year-Old Company Receives £250,000 Loan Within Five Days

Mon, 09 Jan 2023 09:18:00 GMT

The Client.

A company with expertise in selling businesses approached TML looking for a fast loan to help their 8-year-old south-eastern company. We consulted with them over their requirements to see how we could help.

The Requirement.

Their client required a loan of £250,000 for debt consolidation and business growth. They wanted an unsecured loan as the quick turnaround suited their needs.

The Result.

TML managed to send an offer for the full £250,000 to the client within 5 days of them applying. A repayment term of 5 years was set.

The Benefits.

The unsecured loan meant that the client could access the funds extremely quickly and with low risk, as the loan wasn’t fixed to their assets or property. The 5 year repayment plan prevents a dent in their cash flow and suited their needs.

Achieving the full amount of £250,000 enabled the client to consolidate their debt and then work towards business growth. This helps the client peace of mind as well as placing them in a positive position for the future.

We are glad that this client remains an existing client with us and are pleased to help them with any financial needs in the future.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

Merry Christmas from TML

Fri, 23 Dec 2022 12:13:00 GMT

As we draw to a close for Christmas we just wanted to wish you a very Merry Christmas and here’s to a positive and stable 2023 for everyone. This year has been incredibly busy for our team as we’ve helped support so many more Accountants and Business Advisors in addition to direct clients to navigate their way through more uncertain times.

For all the additional pressure though we have certainly seen some positive changes and we hope you have too.

If you have any plans for next year which you’d like our support with, don’t hesitate to contact us or book a call with one of the team.

In the meantime, we hope you enjoy the festive break.

Online Call Booking System Open

Wed, 30 Nov 2022 12:15:00 GMT

Mergers and acquisitions
Raising finance to purchase assets
Buying property / bridging
Options available to help improve your cash flow
Government backed loan schemes
Spreading the cost of taxation (corporate and VAT) and/or insurance
Any other form of borrowing to support your business

New Funeral Business Acquires Business Loan for Consultancy Services with Personalised Repayment Plan

Wed, 23 Nov 2022 11:57:00 GMT

The Client.

A company in the funeral business, trading for 12 months in the south-east, came to TML looking for a business loan . We discussed their requirements with them to see how we could help.

The Requirement.

The client needed a loan for consultancy services as a newly-started business. They wanted to borrow £150,000 for these consultancy services, with specific repayment wishes which we strived to achieve.

The Result.

TML achieved the full amount of £150,000 for the client as a secured business loan . We met their specific repayment requirements by setting an interest-only option for 12 months, with the remainder paid by capital and interest repayments.

The Benefits.

Achieving this secured loan enabled this newly-started business to access crucial funds when they needed it. This way, they can grow their business as they need, without a significant dent in cash flow.

The repayments are tailored specifically to the client’s needs, so they can continue running their business without unnecessary stress.

We are pleased to have helped them with their financial needs, and look forward to helping them with any requirements in the future.

TML offers a range of bespoke finance solutions for your business.

To find out more, contact a member of the team today - we recommend booking a call.

Healthcare and Care Worker Provider Applies for Business Loan for Working Capital and Marketing

Wed, 17 Aug 2022 08:03:00 GMT

The Client.

A Healthcare and Care Worker Provider, trading for 13 years in South Wales, approached us in November looking for a business loan . We consulted with them on their requirements to see what we could do to help.

The Requirement.

The client needed a £100,000 business loan for working capital and marketing. They needed the loan completed as soon as possible, ideally with a five year repayment term.

The Result.

TML managed to deliver the full amount of £100,000 for the client as an unsecured business loan within the fast timescale they required. The desired repayment term of five years was achieved.

The Benefits.

The unsecured business loan gave the client freedom and peace of mind as they could receive a loan without fixing it to their assets or property. The 5 year repayment period prevents a dent in their cash flow by allowing them to make affordable repayments.

Receiving the full amount desired as soon as possible allowed the client to increase their marketing efforts and utilise working capital when they needed it most. This helps them to ensure business continuity and work towards growth.

We are pleased that they remain an existing client with TML, and we look forward to assisting them with any finance in the future.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

Unsecured Loan for Silviculture Company to Help with Working Capital

Fri, 22 Jul 2022 13:13:00 GMT

The Client.

A growing Yorkshire-based Silviculture company, trading for over 40 years, applied to us for the first time looking for assistance with working capital. They needed a very quick turnaround, which influenced the type of loan they required.

The Requirement.

Their strongest requirement was a quick turnaround. They needed the £150,000 loan for business capital as soon as possible - ideally within a few days of applying.

The Solution.

We achieved an unsecured business loan for the client of the full amount; £150,000. The offer was sent to them incredibly quickly, as required - within three days. A repayment plan of 24 months was set to enable the client flexibility and to take the pressure off the repayment process.

The Benefits.

This unsecured loan enabled us to access the funds quickly for this client, allowing them to achieve a loan for working capital within a few days of applying. The unsecured business loan allows them to attract this capital without fixing the loan to their assets or property, bringing reduced risk.

The flexible repayment plan ensures that their cash flow stays protected, as well as their working capital.

We are delighted with the results achieved for this client, and are pleased that they remain an ongoing client with us.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

Growth Capital Loan for Security Systems Services Company

Fri, 22 Jul 2022 13:03:00 GMT

The Client.

A Security Systems Services company, based in the south-west of England, came to us in May 2019 looking for a loan to help with growth capital with a fast turnaround.

The Requirement.

The client required a business loan of £300,000 for their growth capital. They applied with a view to complete the loan in a 4-5 week timeframe.

The Solution.

TML achieved the full amount of £300,000 for this client within the required timeframe. This was completed in the form of a secured business loan , which gave them access to competitive interest rates and increased their chance of being accepted for credit. They had two options for repayment; interest only and a term loan paid back over 5 years. They opted for the interest only option.

The Benefits.

This secured business loan enabled the client to fix business assets and/or property as collateral, enabling them to access the loan more quickly, gain a greater chance of being accepted for credit and allowing us to provide a tailored repayment plan to suit them. Achieving this loan for growth capital allows them to progress and grow their business as they please, without the risk of a heavy dent in cash flow.

We are pleased to have had the opportunity to help this company achieve their goals, and we are glad that they remain an ongoing client with us.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

Furniture Design and Manufacturing Company Look for Quick Loan for Stock

Wed, 29 Jun 2022 15:55:00 GMT

The Client.

A South-East based company specialising in the design and manufacture of furniture approached TML in February 2020. They were an existing client of ours and needed to purchase some stock quickly , so came to us looking for a loan that could be delivered as soon as possible.

The Requirement.

The client needed to purchase new stock with an incredibly fast turnaround . They needed a loan of £100,000 with a view to receiving that money by the end of the week.

The Solution.

TML managed to achieve the full amount of £100,000 for this client, with a turnaround of 4 days so they received the loan by the end of the week they applied. We chose an unsecured business loan to allow the client to receive the money quickly, and a repayment plan of 60 monthly instalments was set to allow the company flexibility and to prevent a dent in cash flow.

The Benefits.

This loan allowed the client to purchase stock exactly when they needed it , ensuring they could continue to provide their usual services without interruption . The unsecured business loan not only gave them fast access to the money they needed , but also came with great rates and terms . They can continue to grow their business without any significant dents in their cash flow thanks to the repayment plan of 60 monthly instalments.

We are delighted to provide this existing client of ours with the cash injection they needed to progress their business , and are pleased that they remain an ongoing client with us.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

Recovery Loan Scheme Applications

Fri, 05 Mar 2021 16:42:00 GMT

Government announces the Recovery Loan Scheme will launch on 6 April 2021

If your business has been impacted by Covid-19, the government has launched a new debt finance programme which is scheduled to run until 31 December 2021 (subject to review). This scheme can be use for any legitimate business purpose such as supporting cashflow or looking at investment and growth opportunities.

If you have requirements or questions regarding your business and this scheme, we recommend booking a call with one of our advisors. Key details of this scheme are also available within our new section and will be updated should they change here: Recovery Loan Scheme details

TML Budget Summary 2021

Thu, 04 Mar 2021 14:33:00 GMT

After what has been an unprecedented year across the UK, the team here at TML were looking forward with optimism both to the year ahead and the budget which was delivered by Chancellor Rishi Sunak yesterday (3rd March 2021). Overnight our team has been dissecting his delivery and have produced the following highlights which are going to have the biggest impact on business owners and the self-employed.

If you have any questions or would like to discuss your financial situation and plans for your business with one of our experts, don't forget you can book a call with us .

BUSINESS FOCUSED

Furlough

This scheme has been extended to the end of September 2021
As announced in advance, this will continue with workers continuing to receive 80% of their current salary for hours they don't work due to being furloughed.
This support will come in the form of a grant to employers who will make a contribution of 10% of the worker's salary for unworked hours in July and 20% contribution in August and September.
The £2,500 monthly limit for the grant remains

Coronavirus Business Interruption Loan Scheme (CBILS)

As planned this is closing on 31st March 2021

NEW Recovery Loan Scheme

From 6th April 2021 the Recovery Loan Scheme will provide lenders with a guarantee of 80% on eligible loans between £25,000 and £10 million. This will be available to all businesses, including those who have already received support under the existing COVID-19 guaranteed loan schemes.
If you would like to know more about this, get in touch and we can offer further advice as more details of this are confirmed from lenders.

NEW Restart Grants to Help Businesses Reopen

Non-essential retail businesses will receive grants up to £6,000 per premises
Hospitality and leisure (which includes personal care and gyms) can each receive grants of up-to £18,000 (where they are impacted by restrictions and may not open until later this year)

Minimum wage

Minimum wage to increase to £8.91 an hour from April 2021

Corporation Tax

This will remain at 19% for business profits up-to £50,000
There will be a tapered increase to 25% for profits over £250,000 from April 2023

VAT for Hospitality & Tourism

The VAT cut to 5% for hospitality and tourism industries remains until the end of September
From Oct to Mar it will rise to 12.5%
Returns to 20% from April 2021

VAT Threshold

This remains at £85,000 until 2024

Business Investment Tax Relief & Loss Relief

From 1 April 2021 until 31 March 2023, companies investing in qualifying new plant and machinery assets will be able to claim:

a 130% super-deduction capital allowance on qualifying plant and machinery investments
a 50% first-year allowance for qualifying special rate assets

The super-deduction will allow companies to cut their tax bill by up to 25p for every £1 they invest, ensuring the UK capital allowances regime is amongst the world’s most competitive.

Rates Relief

Eligible retail, hospitality and leisure properties in England will continue to receive 100% business rates relief from 1st April 2021 to 30th June 2021.
66% business rates relief will be applied for the period from 1st July 2021 to 31st March 2022, capped at £2 million per business for properties that were required to be closed on 5th January 2021, or £105,000 per business for other eligible properties.
Nurseries will also qualify for relief in the same way as other eligible properties

PERSONAL FOCUSED

Support for the self-employed

This has been extended until September
It is estimated that 600,000 more self-employed people will be eligible for help as access to grants is widened

Credit updates

£20 weekly uplift in Universal Credit worth £1,000 a year to be extended for another six months
Working Tax Credit claimants will get £500 one-off payment Tax-Free Allowance

Basic allowance will increase to £12,570 from April 2021, and then it will stay at that level until 2026.
The Higher Rate threshold will increase to £50,270 and will then also be frozen to 2026.

National Insurance

In the 2021/22 tax year the new National Insurance thresholds are:

Primary Threshold/Lower Profits Limit increases to £9,568
Upper Earnings Limit (UEL)/Upper Profits Limit increases to £50,270
No changes were announced to the rates of Income Tax or National Insurance

Inheritance Tax

The threshold for paying Inheritance Tax remains at £325,000 and will continue at that level to 2026

Pensions Lifetime Allowance

Remains at £1,073,100 and will be maintained at that level to 2026

Capital Gains Tax

Annual exempt amount remains at £12,300 (maintained at that level to 2026)

Personal Savings

Band of savings income that is subject to the 0% starting tax rate (remaining at its current level of £5,000 for 2021-22)
Adult ISA annual subscription limit for 2021-22 will remain unchanged at £20,000
Annual subscription limit for Junior ISAs and Child Trust Funds for 2021-22 will remain unchanged at £9,000

Stamp Duty Land Tax

Stamp duty holiday for the first £500,000 Nil Rate Band of the purchase price will continue until the end of June.
From 1st July 2021, the Nil Rate Band will reduce to £250,000 until 30th September 2021
Return to £125,000 on 1st October 2021

Mortgage Guarantee Scheme

This will be introduced in April 2021 to provide a guarantee to lenders across the UK who offer mortgages to people with a deposit of just 5% on homes with a value of up to £600,000
All buyers will have the opportunity to fix their initial mortgage rate for at least five years should they wish to

We hope that there are elements of positive news within the overall budget for you in various ways and whether this provides opportunity or clarity on your current financial position, don't forget the TML team is here to help.

Happy New Year

Mon, 04 Jan 2021 10:00:00 GMT

Happy New Year to you and we hope this year is going to be full of progress and opportunity. If you’d like any support around raising finance to take your business forward or capitalise on any new opportunities, don’t hesitate to get in touch .

We ended the year with more customers than ever, looking at mergers and acquisitions which is an area we have a vast amount of experience within so if this is something on your mind, book in a call: www.tml.uk.net/call

Additionally, we also have vast expertise across;

Raising finance to purchase assets
Buying property / bridging
Options available to help improve your cash flow
Government backed loan schemes
Spreading the cost of taxation (corporate and VAT)

Whatever your plan for the year ahead, here’s to 2021! If we can help at any point, don’t hesitate to book a call .

TML Become Funding Circle CBILS approved partner

Sun, 10 May 2020 23:58:00 GMT

Last two years’ accounts
Last six months’ bank statements
Basic finance application form
GDPR consent forms

South-East Design Company Requires Unsecured Business Loan For Growth and Peace of Mind

Thu, 07 May 2020 16:53:00 GMT

The Client.

A design company, trading in the South-East for 11 years, approached TML in September 2019 looking for help with expansion . They were recommended to us by a Lender who has a fantastic relationship with us and we were quick to help them any way we could.

The Requirement.

They had recently won some new projects, and therefore needed to augment their business . To help them with their expansion, they needed a business loan with a long payback period and a turnaround of one month.

The Solution.

TML managed to achieve an unsecured business loan of £150,000 for the client within 2 weeks of their application . The unsecured business loan enabled them to receive the loan without risking any of their assets . A repayment plan was set of 5 years, the longest period available.

The Benefits.

Receiving an unsecured loan from TML enabled this client to grow their business when they most needed it , therefore permitting them to deliver on their new projects and accelerate their growth.

The long payback period keeps the repayments down , so the client can continue their growth without significant dent to their cash flow.

The unsecured loan provides reduced risk and allows the client peace of mind whilst they deliver on their projects.

We are delighted to have helped this client with their growth, and are pleased that they remain an ongoing client.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

Software Development Company Comes To TML For Secured Business Loan To Aid Business Growth

Tue, 05 May 2020 16:53:00 GMT

The Client.

A software development company, established in 2004, approached TML looking for assistance with growing their business. They were recommended to us by another Lender who we have a great relationship with.

The Requirement.

The client required a business loan in order to expand their business. They needed a longer repayment plan to ensure they could expand without interruption to their cash flow.

The Solution.

TML managed to achieve a secured business loan of £400,000 for the client.

The secured loan enabled them to access the funds quickly , and they were given a 10 year repayment plan.

The Benefits.

Secured business finance opens up more options for the client by enabling them to use business assets and property as collateral. This allowed them to quickly access funds to help their business grow.

The 10 year repayment plan allows them to keep the payment costs low , enabling them to maintain business growth.

They remain an ongoing client with TML , and we are pleased to have helped them achieve their goals.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

Coronavirus Business Interruption Loan Scheme (CBILS) - We're Here to Help!

Mon, 04 May 2020 16:43:00 GMT

Let our team take control

We are now able to submit applications for Coronavirus Business Interruption Loan Scheme (CBILS) with our non-bank lenders. Whether you are applying for your business or you are an accountant / Advisor helping your client, the TML team is here to help you every step of the way.

Key benefits of a CBILS loan through our non-bank lender:

Nothing to pay for 12 months
No upfront or early settlement fees
Borrow at rates between 1.4%-8.9% APR
Decision typically in 24 - 48 hours
Terms from 2 to 5 years
Borrowing can be for any amount between £10,000 - £250,000

Key criteria clients must meet to be eligible:

UK-based business that’s been adversely affected by coronavirus
Annual turnover to be less than £45m
3 years of trading history
Over half of turnover from trading activity
Loan is for business purposes
Loan primarily for trading in the UK

Find out more today

Our experienced team is on-hand to discuss your situation and requirements. We can also help you assess if this is the most suitable option dependent upon your requirements as there are still many funding options available.

Due to high demand we encourage you to click here to book a call with one of our experts.

Mechanical and Electrical Engineering Consultancy Business Receives VAT Funding to Help With Large Bill

Fri, 01 May 2020 16:54:00 GMT

The Client.

The client was a mechanical and electrical engineering consultancy business, trading for 26 years in the south-east. They came to TML looking for assistance with a large VAT payment . They were introduced to us by someone with a good relationship with us.

The Requirement.

The client required funding for a VAT bill . They required a quick turnaround to meet the payment deadline, and to spread the payment over a few months rather than one big payment.

The Solution.

TML managed to secure VAT funding of £200,000 for the client, in a notably fast turnaround time of 5 days . A repayment plan of 3 months was set.

The Benefit.

Achieving this loan allowed the client to prevent a huge dent in their cash flow , enabling them to continue to maintain their business.

The extremely fast turnaround time ensured they could meet their VAT deadline with ease and with peace of mind . The 3 month repayment period gives them the flexibility to payback in manageable instalments.

They remain an ongoing client of TML , and we are very glad that we could help them meet their goals.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

VAT Bill Loan Achieved for Specialist Roofing Tools Supplier

Wed, 29 Apr 2020 16:51:00 GMT

The Client.

We were approached by a supplier of specialist roofing tools and accessories in North Yorkshire, who had been trading for almost 30 years. They needed to pay an upcoming VAT bill , so came to TML after being recommended to us by an existing client of ours.

The Requirement.

The client needed to spread the cost of a VAT quarter over three months, so came to us looking for a VAT bill loan . They applied within the first 2 weeks of the month their payment was due, so a quick turnaround was required to ensure that the loan was completed before the close of the month.

The Solution.

TML managed to achieve a VAT loan of £56,000 for the client. We were intent on delivering on the tight time scale they required and delivered the loan 13 days after their application . A 3 month payback period was set to allow the client improved flexibility with their cash flow.

The Benefits.

Receiving this loan from TML enabled the client to focus their finances where it matters , rather than suffering from inconvenient cash flow interruption.

The quick turnaround ensured that that they could meet their VAT obligations without stress or hassle, providing them with invaluable peace of mind.

The 3 month payback period provides them with the ability to maintain their usual business and continue their growth without feeling the pressure of a large dent in their finances.

They continue to be an ongoing client with TML , and we are very pleased that we could achieve such a satisfactory outcome for them.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today - we recommend booking a call.

COVID-19 - We're Here to Help

Tue, 07 Apr 2020 10:52:00 GMT

In this time of uncertainty, TML are committed to being here to support your needs

In order to follow the latest Government Guidance we have now transitioned the team to work from home. Thankfully due to the forward-thinking approach to our business, everything we require is accessible and at our finger-tips so we are all fully equipped to support you. Should you want to discuss your current situation with one of our experienced advisors, simply book in an initial call where we can talk through your requirements and the options available.

One thing is for sure, the sooner you start talking through the situation the better. We have vast experience in this area and there is no fee or obligation following our discussion so simply get in-touch to find out more.

Click here to arrange to speak to an expert at a time to suit you.

Signage and Graphic Installation Company Receive an Unsecured Business Loan for Working Capital and Growth

Wed, 25 Mar 2020 16:36:00 GMT

The Client.

A signage and graphic installation company based in the South East approached TML in early November 2019 looking for financial assistance after being recommended to us by another client of ours. They had been trading for 8 years and were looking to accelerate their growth.

The Requirement.

The client required an unsecured business loan for working capital and to aid their business growth . They needed to be able to attract capital without having to fix a loan to their assets or property, with

affordable repayments.

The Solution.

TML managed to acquire a £100,000 business loan for the client, providing them with the means to grow their business without encumbering them with a loan which hinders their capital. They can repay the loan in monthly installments over 6 months.

The Benefits.

The unsecured loan enabled the client to have flexibility as they could gain the capital they needed without fixing their loan to any assets or property. The repayments have been spread over a bespoke term to suit their requirements, so that they can grow their business without interference . The unsecured loan also brings reduced risk , meaning that they can have complete peace of mind.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today.

TML Fund Corporation Tax Bill for Family-Owned Mobile Home Business

Wed, 25 Mar 2020 16:36:00 GMT

The Client.

A family-owned mobile home business in the north of England came to TML at the end of September after being recommended to us by one of our existing clients. They had been trading for over 50 years and needed to fund a Corporation Tax bill.

The Requirement.

The client needed to fund a Corporation Tax bill of £140,000. With a fixed deadline, these bills can make a large dent in cash flow, particularly for SMEs. Therefore, the client needed a Corporation Tax loan to provide additional flexibility , but also needed a quick turnaround to meet the set deadline.

The Solution.

TML funded the Corporation Tax bill with a turnaround of 13 days , enabling the client to meet their tax deadline without stress. The full amount was achieved, so the client’s cash flow was protected.

The Benefit.

Receiving a Corporation Tax loan from TML enabled this SME to have uninterrupted cash flow so they can protect their business and keep it running without compromise.

Additionally, the flexibility provided by our Corporation Tax loan allows the client to essentially spread their tax bill from 6 to 12 months, with fixed monthly or quarterly payments permitting them to pay the tax bill in smaller installments which suit them.

Therefore, they can focus on their business and keep it healthy, whilst also meeting all required bills.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today.

Long-Term Business Loan Helps Building Materials Agents and Suppliers Achieve Consolidation and Cash Flow

Wed, 25 Mar 2020 16:35:00 GMT

The Client.

TML have recently worked with a Building Materials Agents and Suppliers in South Wales, who have been trading for 12 years. After hearing of TML through their invoice finance company, they contacted us to help them with consolidation and cash flow whilst they waited for new contracts to begin.

The Requirement.

The client came to us in need of a long-term business loan to assist with consolidation and cash flow over an 8 year term . They wanted to maintain their cash flow while they waited for new contracts to start, whilst also repaying an existing expensive loan . Taking the loan over a longer term enabled the client to bring their monthly payment down each month.

The Solution.

TML succeeded in delivering the full amount of the long-term business loan, £95,000. They applied at the beginning of July and the loan was completed by mid August - this particular loan has a 4-5 week turnaround, so we ensured that it was delivered to the client as soon as we possibly could.

The Benefit.

The long-term loan enabled the client to borrow to maintain their business without feeling the potential pressure of a short-term loan . Being able to keep the monthly payments low and pay off old loans means the client could focus on their business without the stress of a large drain on their cash flow. They could therefore fulfil new contracts as and when they arose, thereby facilitating business growth .

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today.

Business Loan and VAT Funding Secured for Cyber Security Company for New Staff and Cash Flow

Wed, 25 Mar 2020 16:35:00 GMT

The Client.

A North Wales-based Cyber Security Expert company has been an existing client with TML for 2 years, having received a VAT loan in the past. They approached us in January looking for some VAT funding and a business loan to help augment their business, having developed a good relationship with the team here at TML. They trusted us to help them further their steady growth after 20 years trading.

The Requirement.

The client was looking to expand , so required a business loan in order to employ new staff to facilitate this growth. Additionally, they needed VAT funding to prevent a dent in their cash flow, requiring a quick turnaround to meet their VAT deadline.

The Solution.

TML achieved £50,000 in VAT funding, enabling the client to better manage their cash flow . We also managed to acquire a £100,000 business loan for them so that they could begin their growth as soon as possible.

The Benefit.

Receiving these services from TML allowed this client to facilitate their growth by hiring new staff members, thereby improving their offering to their clients and augmenting the services they can provide.

Additionally, receiving VAT funding allowed them to focus their finances on where it matters in their business to maximise their effectiveness , saving them the unnecessary stress and inconvenience of interrupted cash flow.

They remain an ongoing client with TML due to the fantastic level of trust we managed to create between us, and we hope to help them grow even further in future.

TML offers a range of personalisable bespoke finance solutions for your business. To find out more, contact a member of the team today.

TML Achieve £150k in Business Loans for Beverages Wholesaler to Invest in Growth.

Tue, 25 Feb 2020 11:40:00 GMT

contact

TML takes on AccountEX Show Manchester

Wed, 11 Dec 2019 13:33:00 GMT

Accountex Summit North

New Website and Logo launch!

Wed, 11 Dec 2019 13:17:00 GMT

The new year is upon us and we are more than excited to announce the launch of our new website!

Our site has undergone extensive work as we reviewed and updated all website content. We know that understanding finances can be a headache but we don’t expect everyone to be an expert - and that’s where we come in. Taking that into account (pardon the pun!), we focused on creating user-friendly navigation around the website to provide you with more information easier and quicker.

Alongside creating a modern and sleek looking website - we also updated our logo to match. As a brand we feel our new website will appeal to our current customers by providing them with access to a range of information on funding services and will definitely help to attract new prospects. We look forward to starting the new year with a refreshed look.

We hope you enjoy looking around our new website and have a great Christmas and new year!