Business Loans

Business Loans

Helping your business grow
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A unique approach.

Finances aren’t always easy to work out, and it can be difficult to know what’s truly best for yourself or your business. So at TML, we take a unique approach - we let you do the talking. 
That might sound scary, but it’s important that we focus on your targets for your business. We make it our mission to work with you to understand exactly what your business needs to thrive - only then can we really propose the most appropriate financial action for you to take. Our knowledge is completely independent and unbiased, meaning we only have your best interests at heart.

Unsecured loans

It can sometimes be difficult for an SME to meet the demands of a lender when they’re attempting to procure capital to help with growth. Unsecured lending is often the answer - it enables you to attract the capital your business needs without having to fix a loan to either your assets or your property. 

Unsecured business loans are perfect for SMEs due to their flexibility. Thanks to their affordable repayments, they can be used for almost any business purpose and these repayments are able to be spread out over a bespoke term that’s designed to fit your requirements. Unsecured business loans have other benefits to - using them brings reduced risk and they’re great for smaller companies that have few tangible assets. 
What next?
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Secured loans

Secured business finance opens up more options for you by enabling you to use business assets and property as collateral. This allows you to quickly access funds to help your business grow during the crucial first few months. 

Drive the growth of your business thanks to the competitive interest rates on offer when applying for a secured business loan. Secured business loans also significantly help improve the chances of you being accepted for credit. One of the most common types of loan used by new businesses is the secured small business loan, as the affordable repayments scheme can be tailored to work around the person making the repayments. This makes secured business finance very appealing to newer businesses.
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Long term loans

When you’re a small, or medium-sized business, you need to be thinking about the cash flow you can currently work with. Securing cash for your business in the short term can be great, but it can also put serious pressure on the cash flow available to you. Long term business finance enables you to borrow without feeling the strain of short term lending.

You can protect your cash flow with a business loan that helps keep repayments down. When using long term business loans, you may also find that interest rates are more competitive than in the short term. A long term loan like this is perfect for a smaller business looking to avoid the financial stress of short term borrowing, but they’re also perfect for businesses dealing in much larger loan types that might be seen as long term investments. 
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Short term loans

Cash flow can be unpredictable, especially at the most inconvenient times. SMEs can be faced, sometimes suddenly, with the need to accrue quick capital. Short term business loans are the perfect solution for a business that finds itself in this situation. 

These arrangements are designed to provide you with the necessary funds without the pressure of a long term commitment. A full transfer of money is made straight to your business bank account, with repayments being structured over a number of months, as opposed to years. Short term business finance allows you to avoid any long term commitments and provides SMEs with a means to make cash flow projections more accurately, and help them to look at and understand their capacity to make repayments. 
What next?
Our team of experts are ready to help:

Peer to peer loans

Peer to peer lending is growing in popularity, matching businesses that need capital with investors that are looking to lend their money to viable companies. This method brings a lot of benefits, including both borrowers and lenders getting better, more competitive rates than they might normally through a more standard borrowing scheme, as well as a faster startup than with a traditional bank loan.

P2P loans are great for supplementing your operation with a lump amount of capital. This is then repaid over an agreed upon term, which is manageable for your business. P2P business lending grants you some of the most competitive rates around by removing the middle man from the equation. P2P lending is also far less complex than traditional loan methods, with the majority of services allowing online acceptance within days
What next?
Our team of experts are ready to help:  

Book A Call To Find Out More

Either call us on 01344 774174 or book a dedicated phone appointment at a time to suit you.  We can then discuss your requirements and answer any questions you may have.  Simply click on a date below (highlighted in blue), select a time and complete the form to book your call.
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