Debt Advisory

In today’s dynamic business landscape, securing the right debt structure is critical to achieving your strategic goals. At TML, we specialise in providing bespoke debt advisory services to businesses across the UK and USA. Our experienced team works closely with you to help you access the most suitable funding solutions for your needs. Whether you’re looking to optimise your capital structure, finance growth, or address liquidity challenges, we’re here to guide you every step of the way.

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We offer a comprehensive range of debt advisory services designed to help businesses thrive.


Our approach is underpinned by deep market knowledge, strong lender relationships, and a commitment to delivering the best outcomes for our clients.

Our Debt Advisory Services

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Debt Structuring and Arrangement
We offer tailored debt solutions to align with your current needs and future aspirations.

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Refinancing and Recapitalisation
We can help optimise your capital structure and improve financial stability through refinancing strategies.

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Growth Financing

We can help you secure funding for expansion, acquisitions, or other strategic initiatives.

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Asset-Based Lending (ABL)

We offer customised lending solutions that leverage your company’s assets to enhance liquidity.

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Real Estate Financing

We can help you explore financing options for property development, portfolio expansion, and refinancings.

Private Equity Sell-Side Advisory

Benefits of Working with Us

Partnering with TML provides you with unparalleled advantages, including:

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Experienced Team:

Our advisors bring decades of experience in debt financing, combining advisory expertise with an understanding of lender perspectives.

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Tailored Solutions:

Every recommendation is bespoke, ensuring it aligns with your specific business goals and financial requirements.

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Hands-On Support:

From initial analysis to transaction completion, we guide you every step of the way, giving you clarity and confidence.

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Strong Lender Relationships:

Our established connections with a diverse range of lenders give you access to the right funding sources for your needs.

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Optimal Results:

We’re committed to securing the best possible terms, minimising costs, and maximising value for your business.

Our Process

We follow a proven, transparent process to ensure the best results for our clients:

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1.

Initial Assessment

We start by understanding your business, objectives, and funding needs, performing a detailed analysis to identify the most appropriate debt structures.

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2.

Information Preparation

We collaborate to create comprehensive funding materials, including financial models and information memoranda, to present to potential lenders.

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3.

Engaging with Lenders

Using our extensive network, we identify the most suitable lenders, share your information under confidentiality agreements, and negotiate initial term sheets.

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4.

Due Diligence & Negotiation

We manage lender due diligence, negotiate terms on your behalf, and ensure favorable deal structures are agreed upon.

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5.

Completion & Support

From finalising legal documentation to facilitating the drawdown of funds, we provide hands-on support to ensure a seamless process.

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